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The currency in India is
the Indian Rupee (INR). Indian Rupees can only be
purchased in India and you should not take them out of
the country. Most cash cards (Cirrus, Maestro, Visa
Electron etc) are accepted at most ATMs which can be
found in all major Indian cities. You will even find a
few ATMs in the major cities in remote areas of India
but we advise you take travellers' cheques if you are
planning to go off the beaten track. All major credit
cards are widely accepted but cash or travellers'
cheques are preferred. Again, one should also not rely
on being able to use credit cards off the beaten track.
The US Dollar, the British
Pound and the Euro are the most commonly exchanged
currencies (in the form of cash or travellers' cheques).
It is advisable to get encashment certificates for all
money that you exchange which you can obtain from banks
and any authorised Bureau de Change. If an exchange
bureau cannot offer you an encashment certificate it
probably means that they are operating on the black
market (you will need encashment certificates for
certain transactions and in the unlikely event that you
have to make an insurance claim).
Do not accept badly torn or damaged bank notes as it is
likely that no one else will accept them from you. If
you do find yourself in possession of damaged notes you
can usually change them for good ones at any bank.
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